insurance till death

简明释义

寿限保险

英英释义

例句

1.Some employers offer insurance till death as part of their employee benefits package.

一些雇主将保险直至死亡作为员工福利的一部分。

2.With insurance till death, you can have peace of mind knowing your loved ones will be taken care of.

有了保险直至死亡，你可以安心，因为你知道你的亲人会得到照顾。

3.Many people choose to invest in insurance till death to ensure their families are financially secure after they pass away.

许多人选择投资于保险直至死亡，以确保他们的家庭在他们去世后财务安全。

4.The concept of insurance till death is appealing because it provides lifelong coverage.

保险直至死亡的概念很吸引人，因为它提供终身保障。

5.Purchasing insurance till death can be a wise financial decision for those with dependents.

对于有抚养义务的人来说，购买保险直至死亡可能是明智的财务决策。

作文

In today's world, financial security is a significant concern for many individuals and families. One of the most effective ways to ensure that our loved ones are taken care of after we are gone is through life insurance policies. The concept of insurance till death refers to the idea that an individual can secure their family's financial future until their own demise. This type of insurance provides peace of mind, knowing that no matter what happens, there will be financial support available for dependents. Life insurance can take various forms, including term life insurance, whole life insurance, and universal life insurance. Each type has its unique features and benefits, but they all share the fundamental purpose of providing financial assistance to beneficiaries upon the policyholder's death. When we talk about insurance till death (直到死亡的保险), we often think of whole life insurance, which lasts for the policyholder's entire life, as opposed to term life insurance, which only covers a specific period.The importance of insurance till death cannot be overstated. In many cases, people underestimate the financial burden that can fall on their loved ones after their passing. Funeral costs, outstanding debts, mortgage payments, and everyday living expenses can quickly add up, leaving families in distress. By investing in a life insurance policy, individuals can alleviate some of these pressures, ensuring that their family members do not face financial hardship during an already difficult time.Furthermore, insurance till death serves as a source of savings and investment for some policyholders. Whole life insurance policies build cash value over time, which can be borrowed against or withdrawn if needed. This feature allows individuals to use their policy as a financial tool, providing additional benefits beyond just death coverage. It can act as a safety net, giving policyholders access to funds for emergencies, education, or retirement.When considering insurance till death, it is crucial to assess one’s financial situation and the needs of one’s dependents. Factors such as age, income, health status, and family size play a significant role in determining the amount of coverage required. Consulting with a financial advisor or insurance agent can provide valuable insights and help individuals make informed decisions about their life insurance needs.Moreover, the process of obtaining insurance till death involves several steps, including selecting the right type of policy, determining coverage amounts, and completing medical underwriting. While this may seem daunting, understanding the process can empower individuals to take control of their financial future. It is essential to review policies regularly to ensure that they still meet the changing needs of the policyholder and their family.In conclusion, insurance till death is an essential component of financial planning for anyone who wishes to protect their loved ones from financial burdens after their passing. It provides security, peace of mind, and can even serve as a financial asset during the policyholder's lifetime. By understanding the importance and benefits of life insurance, individuals can make informed decisions that will positively impact their families for generations to come.

在当今世界，财务安全是许多个人和家庭的重要关注点。确保我们的亲人在我们去世后得到照顾的最有效方法之一就是通过人寿保险政策。直到死亡的保险这一概念指的是个人可以在自己去世之前为家人的未来提供经济保障。这种保险提供了安心的感觉，知道无论发生什么，都会有财务支持可供依赖。人寿保险可以采取多种形式，包括定期人寿保险、终身人寿保险和万能人寿保险。每种类型都有其独特的特点和好处，但它们都共享提供经济援助给受益人的基本目的。当我们谈论直到死亡的保险时，我们通常会想到终身人寿保险，它持续到投保人的一生，而不是仅覆盖特定时期的定期人寿保险。直到死亡的保险的重要性不容小觑。在许多情况下，人们低估了在他们去世后可能落在他们所爱之人身上的经济负担。葬礼费用、未偿还的债务、抵押贷款付款和日常生活开支很快就会加起来，让家庭陷入困境。通过投资人寿保险政策，个人可以减轻一些这些压力，确保他们的家人在一个已经艰难的时刻不会面临经济困难。此外，直到死亡的保险也作为一些投保人的储蓄和投资来源。终身人寿保险政策随着时间的推移积累现金价值，可以在需要时借用或提取。这一特点使个人能够将他们的保单作为财务工具，提供超越死亡保障的额外好处。它可以作为安全网，在紧急情况、教育或退休时为投保人提供资金。在考虑直到死亡的保险时，评估个人的财务状况和受抚养人的需求至关重要。年龄、收入、健康状况和家庭规模等因素在确定所需的保险金额时起着重要作用。咨询财务顾问或保险代理人可以提供宝贵的见解，帮助个人做出明智的保险决策。此外，获取直到死亡的保险的过程涉及几个步骤，包括选择合适的保单类型、确定保险金额和完成医疗承保。虽然这看起来令人畏惧，但理解这个过程可以使个人掌控自己的财务未来。定期审查保单以确保它们仍然满足投保人及其家庭不断变化的需求是至关重要的。总之，直到死亡的保险是任何希望保护其亲人免受去世后经济负担影响的重要财务规划组成部分。它提供了安全感、安心感，甚至可以在投保人一生中充当金融资产。通过理解人寿保险的重要性和好处，个人可以做出明智的决定，从而对他们的家庭产生积极的影响，惠及子孙后代。