fund in hand

简明释义

手头现有资金

英英释义

例句

1.The school received a grant, giving them the fund in hand needed for new technology in classrooms.

学校获得了一笔拨款，使他们有了资金到位用于教室的新技术。

2.Once we secure the fund in hand, we can begin hiring staff for the new department.

一旦我们确保了资金到位，就可以开始为新部门招聘员工。

3.The charity event was a success, and now we have the fund in hand to support the local shelter.

慈善活动成功了，现在我们有了资金到位来支持当地的收容所。

4.After several meetings, the investors confirmed they would provide the fund in hand for our startup.

经过几次会议，投资者确认他们会为我们的初创公司提供资金到位。

5.With the new project approved, we finally have the fund in hand to start the construction.

随着新项目的批准，我们终于有了资金到位可以开始建设。

作文

In today's fast-paced world, financial literacy is more important than ever. Many individuals find themselves in situations where they need to make quick decisions about their finances. One crucial aspect of financial management is having a clear understanding of one's resources, particularly when it comes to investments and savings. A term that often comes up in discussions about financial planning is fund in hand, which refers to the immediate cash or liquid assets available for use. This concept is essential for anyone looking to make informed financial choices.Having a fund in hand means you have accessible money that you can utilize for various purposes, such as investing in opportunities, covering unexpected expenses, or even making everyday purchases. This liquidity is vital because it provides a safety net during emergencies and allows individuals to seize opportunities that may require quick financial commitments.For instance, consider a scenario where an individual has been saving diligently for a vacation. They have set aside a specific amount of money, and this amount represents their fund in hand. If an unexpected opportunity arises, such as a last-minute flight deal, having this fund readily available allows them to take advantage of the situation without going into debt or compromising their savings for other goals.Moreover, understanding the importance of a fund in hand extends beyond personal finance; it is equally applicable to businesses. Companies often need to maintain a certain level of liquidity to ensure smooth operations. This means having enough cash flow to cover payroll, inventory purchases, and other operational costs. When businesses have a robust fund in hand, they are better positioned to navigate economic fluctuations and invest in growth opportunities.However, managing a fund in hand requires discipline and planning. It is essential to strike a balance between having enough liquid assets for immediate needs and investing for long-term growth. Financial advisors often recommend setting aside a portion of income in a high-yield savings account or money market account, which can provide both accessibility and some interest earnings.In conclusion, the concept of fund in hand plays a pivotal role in effective financial management. Whether for personal use or business operations, having immediate cash resources available can significantly impact decision-making and overall financial health. As we navigate through life’s uncertainties, understanding and managing our fund in hand will empower us to make wiser financial choices and ultimately achieve our financial goals.

在当今快节奏的世界中，金融素养比以往任何时候都更为重要。许多人发现自己处于需要快速做出财务决策的情况。财务管理的一个关键方面是清楚了解自己的资源，特别是在投资和储蓄方面。一个在财务规划讨论中经常提到的术语是手头资金，它指的是可用于使用的立即现金或流动资产。这个概念对任何希望做出明智财务选择的人来说都是至关重要的。拥有手头资金意味着你有可用的钱，可以用于各种目的，如投资机会、覆盖意外支出，甚至进行日常消费。这种流动性至关重要，因为它在紧急情况下提供了安全网，使个人能够抓住可能需要快速财务承诺的机会。例如，考虑一个场景，一个人一直在努力存钱以便去度假。他们已经预留了一定金额，这个金额代表了他们的手头资金。如果出现意外机会，比如最后一分钟的航班特价，拥有这笔资金可以让他们在不借债或妨碍其他目标的储蓄的情况下抓住这个机会。此外，理解手头资金的重要性不仅适用于个人财务；它同样适用于企业。公司通常需要保持一定的流动性，以确保运营的顺利进行。这意味着必须有足够的现金流来支付工资、购买库存和其他运营成本。当企业拥有充足的手头资金时，他们能够更好地应对经济波动，并投资于增长机会。然而，管理手头资金需要纪律和规划。重要的是在满足即时需求的流动资产和长期增长投资之间取得平衡。财务顾问通常建议将收入的一部分存入高收益储蓄账户或货币市场账户，这可以同时提供可访问性和一些利息收益。总之，手头资金的概念在有效的财务管理中发挥着关键作用。无论是用于个人使用还是企业运营，拥有可用的现金资源都能显著影响决策和整体财务健康。在我们应对生活的不确定性时，理解和管理我们的手头资金将使我们能够做出更明智的财务选择，并最终实现我们的财务目标。