ratio of cash in hand to creditors

简明释义

手头现金对应付款比率

英英释义

例句

1.The company's financial report showed a healthy ratio of cash in hand to creditors, indicating they can easily meet their short-term obligations.

公司的财务报告显示了健康的现金与债权人比率，这表明他们可以轻松满足短期义务。

2.Investors often look for a strong ratio of cash in hand to creditors before deciding to fund a business.

投资者在决定为企业融资之前，通常会关注强劲的现金与债权人比率。

3.To assess the liquidity of a company, you should always check the ratio of cash in hand to creditors.

为了评估公司的流动性，你应该始终检查现金与债权人比率。

4.During the audit, the accountant noted the ratio of cash in hand to creditors had improved significantly over the last quarter.

在审计过程中，会计师注意到过去一个季度现金与债权人比率显著改善。

5.A low ratio of cash in hand to creditors may signal financial distress for a company.

低的现金与债权人比率可能表明公司财务困境。

作文

In the world of finance and business, understanding various financial ratios is crucial for evaluating a company's performance and stability. One such important ratio is the ratio of cash in hand to creditors, which provides insight into a company's liquidity position. This ratio essentially measures how much cash a company has available to meet its short-term obligations to creditors. A higher ratio indicates that the company is in a better position to pay off its debts, while a lower ratio may raise red flags about potential liquidity issues.To calculate the ratio of cash in hand to creditors, one would take the total amount of cash the company has on hand and divide it by its total liabilities or debts owed to creditors. For example, if a company has $100,000 in cash and owes $200,000 to its creditors, the ratio would be 0.5. This means that for every dollar the company owes, it only has fifty cents available in cash. Such a scenario could indicate that the company may struggle to meet its obligations, especially in times of financial distress.Understanding this ratio is particularly important for investors and stakeholders who are assessing the financial health of a company. It helps them gauge whether the company can sustain its operations without facing insolvency. Moreover, creditors often look at this ratio before extending credit to a business. If a company has a low ratio of cash in hand to creditors, lenders may view it as a risky investment and may either refuse to lend or charge higher interest rates to compensate for the perceived risk.Additionally, this ratio can also reflect a company's operational efficiency. A company that effectively manages its cash flow will typically maintain a healthy cash balance while also meeting its obligations. Conversely, if a company consistently shows a low ratio of cash in hand to creditors, it may indicate poor management practices or a need for restructuring to improve cash flow.It is important to note that while the ratio of cash in hand to creditors is a useful metric, it should not be analyzed in isolation. It is best used in conjunction with other financial ratios and metrics, such as the current ratio, quick ratio, and debt-to-equity ratio. By doing so, analysts can gain a more comprehensive understanding of a company's overall financial health.In conclusion, the ratio of cash in hand to creditors serves as a vital indicator of a company's liquidity and ability to meet its short-term obligations. It is essential for investors, creditors, and management to closely monitor this ratio to ensure financial stability and to make informed decisions regarding investments and lending. As businesses navigate through various challenges, maintaining a healthy cash position relative to their creditors will ultimately determine their long-term success and sustainability.

在金融和商业的世界中，理解各种财务比率对于评估公司的表现和稳定性至关重要。其中一个重要的比率是现金与债权人比率，它提供了关于公司流动性状况的洞察。这个比率基本上衡量了公司可用来满足其对债权人短期义务的现金数量。较高的比率表明公司在偿还债务方面处于更好的位置，而较低的比率可能会引发对潜在流动性问题的警示。要计算现金与债权人比率，需要将公司手头的现金总额除以其对债权人的总负债或债务。例如，如果一家公司有100,000美元的现金，并且欠债权人200,000美元，那么该比率将为0.5。这意味着公司每欠一美元，手头只有五十美分的现金可用。这种情况可能表明公司在财务困境时可能难以履行义务。理解这个比率对于评估公司的财务健康状况的投资者和利益相关者尤其重要。它帮助他们判断公司是否能够在不面临破产的情况下维持运营。此外，债权人在向企业提供信贷之前通常会查看这个比率。如果一家公司拥有较低的现金与债权人比率，贷款人可能会将其视为风险投资，可能会拒绝贷款或收取更高的利率以补偿所感知的风险。此外，这个比率还可以反映公司的运营效率。有效管理现金流的公司通常会在满足义务的同时保持健康的现金余额。相反，如果一家公司持续显示出低的现金与债权人比率，这可能表明管理实践不善或需要重组以改善现金流。需要注意的是，虽然现金与债权人比率是一个有用的指标，但不应单独分析。最好与其他财务比率和指标结合使用，例如流动比率、速动比率和债务与股本比率。通过这样做，分析师可以更全面地了解公司的整体财务健康状况。总之，现金与债权人比率作为公司流动性和满足短期义务能力的重要指标，对于投资者、债权人和管理层来说，密切监控这一比率以确保财务稳定并做出明智的投资和借贷决策至关重要。随着企业应对各种挑战，保持相对于债权人的健康现金头寸最终将决定它们的长期成功和可持续性。