statement of the income and expenditure

简明释义

收支一览表

英英释义

例句

1.The accountant provided the statement of the income and expenditure to help us understand our financial position for the year.

会计提供了收入和支出报表，帮助我们了解一年的财务状况。

2.During the meeting, we reviewed the statement of the income and expenditure to make informed decisions about future funding.

在会议中，我们审查了收入和支出报表，以便对未来的资金做出明智的决定。

3.Before applying for a loan, you need to submit a statement of the income and expenditure to the bank.

在申请贷款之前，你需要向银行提交一份收入和支出报表。

4.The charity organization publishes an annual statement of the income and expenditure to ensure transparency.

该慈善机构每年发布一份收入和支出报表以确保透明度。

5.The statement of the income and expenditure revealed that our expenses exceeded our income last quarter.

这份收入和支出报表显示我们上个季度的支出超过了收入。

作文

The importance of financial management cannot be overstated in today's fast-paced world. Individuals and businesses alike must keep a close eye on their finances to ensure sustainability and growth. One crucial tool in this process is the statement of the income and expenditure, which provides a clear overview of financial performance over a specific period. In essence, the statement of the income and expenditure (收支报表) summarizes all income received and expenses incurred, allowing stakeholders to assess whether they are operating at a profit or loss.For individuals, maintaining a statement of the income and expenditure is vital for budgeting purposes. By tracking monthly income sources—such as salaries, bonuses, and other earnings—and comparing them against expenditures like rent, groceries, utilities, and entertainment, individuals can gain insight into their spending habits. This practice not only helps in identifying unnecessary expenses but also aids in planning for future savings or investments. For example, if someone realizes that they are spending excessively on dining out, they can adjust their budget accordingly and allocate more funds towards savings or paying off debts.In the context of businesses, the statement of the income and expenditure plays an even more critical role. Companies must prepare detailed financial statements to attract investors, secure loans, and make informed business decisions. A well-prepared statement of the income and expenditure can highlight areas where a business is thriving and where it may be underperforming. For instance, if a company notices that its marketing expenses are significantly high but sales have not increased correspondingly, it may need to reevaluate its marketing strategies or find more cost-effective methods of reaching potential customers.Furthermore, the statement of the income and expenditure is essential for compliance with legal and tax obligations. Governments often require businesses to submit accurate financial statements to ensure that they are paying the appropriate amount of taxes. Failure to maintain accurate records can lead to severe penalties and legal issues. Therefore, having a clear and concise statement of the income and expenditure is not just good practice; it is a legal necessity.To create an effective statement of the income and expenditure, one must gather all relevant financial data. This includes invoices, receipts, bank statements, and any other documentation that reflects income and expenses. Once all data is collected, it should be organized systematically, often categorized by type of income or expense. This organization allows for easier analysis and helps identify trends over time.In conclusion, the statement of the income and expenditure is a fundamental component of financial management for both individuals and businesses. It provides a snapshot of financial health, facilitates budgeting, supports strategic decision-making, and ensures compliance with legal requirements. By regularly reviewing and updating this statement, individuals and organizations can maintain control over their finances, make informed decisions, and ultimately achieve their financial goals. Understanding and utilizing the statement of the income and expenditure can lead to better financial outcomes and a clearer path toward success.

在当今快节奏的世界中，财务管理的重要性不容小觑。个人和企业都必须密切关注自己的财务，以确保可持续发展和增长。在这个过程中，一个至关重要的工具就是收支报表，它提供了特定时期内财务表现的清晰概述。本质上，收支报表总结了所有收入和支出，使利益相关者能够评估他们是盈利还是亏损。对于个人而言，维护收支报表对预算管理至关重要。通过跟踪每月收入来源——如工资、奖金和其他收入——并将其与租金、食品杂货、公共事业和娱乐等支出进行比较，个人可以深入了解他们的消费习惯。这种做法不仅有助于识别不必要的支出，还能帮助规划未来的储蓄或投资。例如，如果某人意识到自己在外就餐上花费过多，他们可以相应地调整预算，将更多资金分配给储蓄或偿还债务。在商业背景下，收支报表的作用更为关键。公司必须准备详细的财务报表，以吸引投资者、获得贷款并做出明智的商业决策。准备良好的收支报表可以突出公司蓬勃发展的领域和可能表现不佳的地方。例如，如果一家公司注意到其营销费用显著高，但销售额没有相应增加，他们可能需要重新评估其营销策略或寻找更具成本效益的潜在客户接触方法。此外，收支报表对于遵守法律和税务义务至关重要。政府通常要求企业提交准确的财务报表，以确保他们支付适当的税款。未能保持准确的记录可能导致严重的处罚和法律问题。因此，拥有清晰简洁的收支报表不仅是良好实践；而且是法律上的必要性。要创建有效的收支报表，必须收集所有相关的财务数据。这包括发票、收据、银行对账单以及任何反映收入和支出的其他文件。一旦收集到所有数据，就应该系统地组织这些数据，通常按收入或支出的类型进行分类。这种组织方式便于分析，并有助于识别长期趋势。总之，收支报表是个人和企业财务管理的基本组成部分。它提供了财务健康状况的快照，促进预算编制，支持战略决策，并确保遵守法律要求。通过定期审查和更新该报表，个人和组织可以控制自己的财务，做出明智的决策，并最终实现财务目标。理解和利用收支报表可以带来更好的财务结果，并为成功铺平道路。