pass bad check

简明释义

使用假支票

英英释义

例句

1.She didn't realize that her account was overdrawn and ended up passing a bad check at the restaurant.

她没有意识到自己的账户透支了，结果在餐厅开出了一张空头支票。

2.He tried to pass bad check at the grocery store, but the cashier caught him.

他试图在杂货店开出一张空头支票，但收银员抓住了他。

3.After passing bad check multiple times, she was banned from all local businesses.

在多次开出空头支票后，她被禁止进入所有本地商家。

4.The landlord was furious when he discovered that his tenant had passed a bad check for the rent.

当房东发现他的租客开出了一张空头支票支付租金时，怒不可遏。

5.If you pass a bad check, you could face legal consequences.

如果你开出一张空头支票，可能会面临法律后果。

作文

In today's society, financial transactions are an integral part of our daily lives. From buying groceries to paying bills, we rely on various forms of payment, including checks. However, one term that often arises in discussions about financial responsibility is the phrase pass bad check. This phrase refers to the act of writing a check that cannot be honored due to insufficient funds in the account or because the account has been closed. Understanding the implications of pass bad check is essential for anyone who engages in financial transactions. When someone passes a bad check, they are essentially committing a form of fraud. This can lead to serious consequences, including legal repercussions and damaged relationships with banks and creditors. For instance, if a person writes a check for rent but does not have enough money in their account to cover it, the landlord will not receive the payment. This situation can escalate quickly, leading to eviction notices and strained relationships. Moreover, passing a bad check can result in hefty fees from both the bank and the recipient of the check. Banks often charge overdraft fees or non-sufficient funds (NSF) fees when a check bounces. Additionally, the person or business that receives the bad check may also impose fees for the inconvenience caused by the bounced payment. These financial penalties can add up quickly, creating a cycle of debt that is hard to escape. The consequences of passing a bad check extend beyond immediate financial implications. It can also affect one's credit score. A history of writing bad checks can signal to lenders that a person is financially irresponsible, making it difficult to obtain loans or credit in the future. This is particularly concerning for young adults who are just starting to build their credit history. To avoid the pitfalls associated with passing bad checks, individuals should practice good financial management. This includes keeping track of their account balances, budgeting effectively, and ensuring that they have sufficient funds before writing a check. Additionally, using electronic payments or debit cards can help eliminate the risk of writing a bad check altogether. In conclusion, the phrase pass bad check is more than just a financial term; it represents a serious issue that can have lasting effects on a person's financial health and reputation. By understanding the risks associated with this practice and taking proactive steps to manage finances responsibly, individuals can avoid the negative consequences of passing bad checks and maintain a healthy financial life.

在当今社会，金融交易是我们日常生活中不可或缺的一部分。从购买杂货到支付账单，我们依赖各种支付方式，包括支票。然而，在关于财务责任的讨论中，一个常常出现的术语是短语开出空头支票。这个短语指的是由于账户资金不足或账户已关闭而无法兑现的支票。理解开出空头支票的含义对于任何参与金融交易的人来说都是至关重要的。当某人开出空头支票时，他们实际上是在犯一种欺诈行为。这可能导致严重的后果，包括法律责任以及与银行和债权人之间的关系受损。例如，如果一个人为了支付房租而开了一张支票，但账户中没有足够的钱来支付，那么房东就无法收到付款。这种情况可能迅速升级，导致驱逐通知和紧张的关系。此外，开出空头支票可能会导致银行和收款方都收取高额费用。当支票被拒付时，银行通常会收取透支费或资金不足（NSF）费。此外，收到空头支票的人或企业也可能会因支票未兑现而收取不便费用。这些财务罚款可能迅速累积，形成一个难以逃脱的债务循环。开出空头支票的后果不仅限于即时的财务影响。它还可能影响一个人的信用评分。开出空头支票的历史可能会向贷款人发出一个信号，表明一个人在财务上不负责任，从而使未来获得贷款或信用变得困难。这对于刚开始建立信用记录的年轻人尤其令人担忧。为了避免与开出空头支票相关的陷阱，个人应该养成良好的财务管理习惯。这包括跟踪他们的账户余额、有效预算，并确保在开支票之前有足够的资金。此外，使用电子支付或借记卡可以帮助消除开出空头支票的风险。总之，短语开出空头支票不仅仅是一个金融术语；它代表了一个严重的问题，可能对一个人的财务健康和声誉产生持久影响。通过理解与这一做法相关的风险并采取积极措施来负责任地管理财务，个人可以避免开出空头支票的负面后果，保持健康的财务生活。