charge account; credit account (CA)

简明释义

赊购帐，赊记帐户

英英释义

例句

1.I opened a charge account; credit account (CA) at my favorite department store to take advantage of their discounts.

我在我最喜欢的百货商店开了一个信用账户; 信用账户 (CA)，以利用他们的折扣。

2.Using a charge account; credit account (CA) can help you manage your monthly expenses more effectively.

使用信用账户; 信用账户 (CA)可以帮助你更有效地管理每月开支。

3.Many retailers offer special promotions for customers who have a charge account; credit account (CA).

许多零售商为拥有信用账户; 信用账户 (CA)的顾客提供特别促销。

4.I forgot to pay the bill on my charge account; credit account (CA), and now I have to pay a late fee.

我忘记支付我的信用账户; 信用账户 (CA)的账单，现在我得支付滞纳金。

5.Before applying for a charge account; credit account (CA), make sure to check your credit score.

在申请信用账户; 信用账户 (CA)之前，确保查看你的信用评分。

作文

In today's consumer-driven society, understanding financial tools is essential for managing personal finances effectively. One of these tools is the concept of a charge account; credit account (CA), which allows individuals to make purchases on credit and pay for them later. This system plays a significant role in how people manage their spending and can greatly influence their financial health.A charge account; credit account (CA) typically refers to an arrangement between a consumer and a retailer or financial institution that enables the consumer to purchase goods or services on credit. When a customer uses a charge account; credit account (CA), they are essentially borrowing money from the lender to pay for their purchases. The consumer agrees to pay back the borrowed amount, often with interest, over a specified period.The convenience of having a charge account; credit account (CA) cannot be overstated. It allows consumers to buy items they may not afford upfront, making it easier to manage unexpected expenses or take advantage of sales without immediate payment. For instance, during the holiday season, many shoppers rely on their charge accounts; credit accounts (CA) to purchase gifts while delaying payment until after the holidays when they may have more disposable income.However, while the benefits of a charge account; credit account (CA) are clear, it is crucial for consumers to use this financial tool wisely. Mismanagement of credit accounts can lead to significant debt, as high-interest rates can accumulate quickly if balances are not paid off in a timely manner. Many individuals fall into the trap of only making minimum payments, which prolongs the debt and increases the overall cost of their purchases. Therefore, understanding the terms and conditions associated with a charge account; credit account (CA) is vital to avoid falling into financial hardship.Moreover, maintaining a good credit score is essential when utilizing a charge account; credit account (CA). Lenders evaluate a consumer’s creditworthiness based on their credit history, including how they manage their charge accounts. Late payments or high balances relative to credit limits can negatively impact credit scores, making it harder to secure loans or additional credit in the future. Consequently, consumers should strive to keep their credit utilization low and make timely payments to build a positive credit history.In conclusion, the charge account; credit account (CA) is a powerful financial tool that offers convenience and flexibility for consumers. However, it comes with responsibilities that require careful management. By understanding how charge accounts; credit accounts (CA) work and practicing responsible spending habits, individuals can leverage this tool to enhance their purchasing power while safeguarding their financial future. As we navigate an increasingly complex financial landscape, being informed about such accounts can empower consumers to make better decisions and achieve greater financial stability.

在当今以消费为驱动的社会中，理解金融工具对于有效管理个人财务至关重要。其中一个工具就是信用账户；分期付款账户（CA）的概念，它允许个人在信用上进行购买并稍后支付。这一制度在个人如何管理支出方面发挥了重要作用，并可能对他们的财务健康产生重大影响。信用账户；分期付款账户（CA）通常是指消费者与零售商或金融机构之间的一种安排，使消费者能够以信用方式购买商品或服务。当客户使用信用账户；分期付款账户（CA）时，他们实际上是在向贷方借款以支付其购买的费用。消费者同意在规定的时间内偿还借款金额，通常会加上利息。拥有信用账户；分期付款账户（CA）的便利性不容小觑。它使消费者能够购买他们可能无法立即负担的商品，从而更容易管理意外支出或在没有立即付款的情况下利用促销活动。例如，在假日季节，许多购物者依赖于他们的信用账户；分期付款账户（CA）来购买礼物，同时推迟付款直到假期结束，当时他们可能有更多的可支配收入。然而，虽然信用账户；分期付款账户（CA）的好处显而易见，但消费者明智地使用这一金融工具至关重要。信用账户的管理不善可能导致重大债务，因为如果未能及时还清余额，高利率可能会迅速累积。许多人陷入只支付最低金额的陷阱，这延长了债务的时间并增加了购买的总体成本。因此，了解与信用账户；分期付款账户（CA）相关的条款和条件对于避免经济困境至关重要。此外，在使用信用账户；分期付款账户（CA）时，保持良好的信用评分也至关重要。贷方根据消费者的信用历史评估其信用worthiness，包括他们如何管理信用账户。逾期付款或相对于信用额度的高余额可能会对信用评分产生负面影响，从而使未来获得贷款或额外信用变得更加困难。因此，消费者应努力保持信用利用率低，并按时付款以建立良好的信用历史。总之，信用账户；分期付款账户（CA）是一种强大的金融工具，为消费者提供便利和灵活性。然而，它伴随着需要仔细管理的责任。通过了解信用账户；分期付款账户（CA）的运作方式并实践负责任的消费习惯，个人可以利用这一工具增强他们的购买力，同时保护他们的财务未来。在我们导航日益复杂的金融环境时，了解此类账户可以使消费者更有能力做出更好的决策，实现更大的财务稳定。