official receiver

简明释义

商会指定的接受人

英英释义

例句

1.The company went bankrupt, and the official receiver 官方接收人 was appointed to handle the liquidation process.

这家公司破产了，官方接收人被任命来处理清算过程。

2.If you are facing insolvency, it is advisable to consult with the official receiver 官方接收人 for guidance.

如果你面临破产，建议咨询官方接收人以获取指导。

3.The official receiver 官方接收人 is responsible for ensuring that all legal requirements are met during the bankruptcy process.

在破产过程中，官方接收人负责确保所有法律要求都得到满足。

4.Creditors must submit their claims to the official receiver 官方接收人 within a specified time frame.

债权人必须在规定的时间内向官方接收人提交他们的索赔。

5.The official receiver 官方接收人 will assess the company's assets and liabilities before proceeding.

在继续之前，官方接收人将评估公司的资产和负债。

作文

In the realm of finance and bankruptcy, the term official receiver refers to a government-appointed officer who plays a crucial role in managing the affairs of individuals or companies that are declared bankrupt. The responsibilities of an official receiver encompass a wide array of tasks, from assessing the financial situation of the debtor to liquidating assets and distributing the proceeds to creditors. This position is vital in ensuring that the bankruptcy process is conducted fairly and transparently, providing a structured approach to what can often be a chaotic situation.When a business fails or an individual cannot meet their financial obligations, they may file for bankruptcy. Upon this declaration, an official receiver is appointed by the court to oversee the case. One of the first duties of the official receiver is to investigate the financial circumstances leading up to the bankruptcy. This investigation includes reviewing financial records, interviewing the debtor, and determining whether any fraudulent activities occurred prior to the bankruptcy filing.The role of the official receiver is not just limited to investigation; it also involves the management of the debtor's assets. The official receiver has the authority to take control of the debtor's property, which may include real estate, vehicles, and other valuable items. Once the assets are identified, the official receiver will work to sell them in order to generate funds that can be used to pay off creditors. This process must be handled with care, as the official receiver must ensure that the sale of assets is conducted at fair market value to maximize returns for the creditors.Another critical aspect of the official receiver's role is the distribution of funds. After liquidating the assets, the official receiver is responsible for paying off the creditors in accordance with the legal hierarchy of claims. Secured creditors typically have priority over unsecured creditors, and the official receiver must adhere to these regulations while distributing the available funds.Furthermore, the official receiver also plays a significant role in providing guidance to the debtor throughout the bankruptcy process. They can offer advice on how to rebuild credit after bankruptcy and what steps to take to avoid future financial pitfalls. This educational aspect of the official receiver’s duties is essential, as it helps individuals and businesses learn from their mistakes and make better financial decisions in the future.In conclusion, the position of the official receiver is integral to the bankruptcy process. Through their investigative, managerial, and advisory roles, official receivers help ensure that bankruptcies are handled in a fair and orderly manner. Their work not only aids in the resolution of debts but also provides an opportunity for individuals and businesses to learn and grow from their financial challenges. Understanding the function and importance of an official receiver can empower debtors and creditors alike to navigate the complexities of bankruptcy with greater confidence and clarity.

在金融和破产领域，术语官方接收者指的是由政府任命的官员，他们在管理被宣告破产的个人或公司的事务中发挥着至关重要的作用。官方接收者的职责包括广泛的任务，从评估债务人的财务状况到清算资产并将收益分配给债权人。这个职位对于确保破产过程的公平和透明至关重要，为通常混乱的情况提供了结构化的方法。当一个企业失败或个人无法满足他们的财务义务时，他们可能会申请破产。在这一声明之后，法院会任命一名官方接收者来监督案件。官方接收者的首要职责之一是调查导致破产的财务情况。这项调查包括审查财务记录、采访债务人，并确定在破产申请之前是否发生了任何欺诈活动。官方接收者的角色不仅限于调查；它还涉及对债务人资产的管理。官方接收者有权控制债务人的财产，这可能包括房地产、车辆和其他有价值的物品。一旦识别出资产，官方接收者将努力将其出售，以便生成可用于偿还债权人的资金。这个过程必须谨慎处理，因为官方接收者必须确保资产的销售以公平的市场价值进行，以最大化债权人的回报。官方接收者角色的另一个关键方面是资金的分配。在清算资产后，官方接收者负责根据法律索赔的优先顺序偿还债权人。担保债权人通常优先于无担保债权人，而官方接收者在分配可用资金时必须遵循这些规定。此外，官方接收者在整个破产过程中也为债务人提供指导。他们可以就破产后如何重建信用以及采取哪些步骤以避免未来的财务陷阱提供建议。官方接收者职责中的这种教育方面至关重要，因为它帮助个人和企业从错误中学习，并在未来做出更好的财务决策。总之，官方接收者的职位对于破产过程至关重要。通过他们的调查、管理和咨询角色，官方接收者帮助确保破产以公平和有序的方式进行。他们的工作不仅有助于解决债务问题，还为个人和企业提供了从财务挑战中学习和成长的机会。理解官方接收者的功能和重要性，可以使债务人和债权人更有信心和清晰地应对破产的复杂性。