admitted asset

简明释义

确认资产

英英释义

例句

1.The regulator requires that all admitted asset be properly documented.

监管机构要求所有承认资产都必须得到妥善记录。

2.Investors should carefully analyze the admitted asset on a company's balance sheet.

投资者应仔细分析公司资产负债表上的承认资产。

3.A higher amount of admitted asset can improve an insurer's financial stability.

更高的承认资产金额可以提高保险公司的财务稳定性。

4.The insurance company reported an increase in its total admitted asset value this year.

该保险公司报告今年其总承认资产价值有所增加。

5.In the event of liquidation, only admitted asset will be considered for distribution to creditors.

在清算时，只有承认资产会被考虑分配给债权人。

作文

In the world of finance and insurance, understanding various terms is crucial for both professionals and individuals. One such term that often arises is admitted asset. An admitted asset refers to assets that are recognized and accepted by regulatory authorities for the purpose of determining an insurance company's financial health and solvency. These assets are typically liquid, meaning they can be easily converted into cash, and they must meet specific criteria set by state or national regulations. The significance of admitted assets cannot be overstated. For insurance companies, having a robust portfolio of admitted assets is essential for maintaining their operational capabilities and ensuring they can meet policyholder claims. When regulators assess an insurance company, they look closely at its admitted assets to evaluate whether it has enough resources to cover its liabilities. This assessment helps protect consumers by ensuring that insurance companies remain solvent and capable of fulfilling their obligations.There are various categories of admitted assets. Common examples include cash, government bonds, and certain types of stocks. However, not all assets qualify as admitted assets. For instance, real estate and non-liquid investments may not be considered admitted because they cannot be quickly sold or converted to cash without significant loss in value. This distinction is vital for understanding an insurance company's balance sheet and overall financial position.Moreover, the classification of admitted assets varies from one jurisdiction to another. Different states or countries may have different regulations regarding what constitutes an admitted asset. Therefore, insurance companies must stay informed about the rules in each jurisdiction where they operate. This complexity adds another layer of challenge to financial management within the insurance sector.For individuals looking to invest or understand their insurance policies better, knowing about admitted assets can provide valuable insights. If you are considering purchasing insurance, it's wise to research the financial stability of the insurer. You can do this by examining their admitted assets and overall financial ratings provided by independent agencies. A company with a strong portfolio of admitted assets is generally more reliable and trustworthy than one with a weaker asset base.In conclusion, admitted assets play a pivotal role in the insurance industry. They serve as a benchmark for assessing the financial health of insurance companies and ensuring they can meet their obligations to policyholders. By understanding what admitted assets are and how they function within the broader context of financial regulation, both professionals and consumers can make more informed decisions. As we navigate through the complexities of finance and insurance, having a firm grasp of terms like admitted assets will undoubtedly enhance our comprehension and confidence in these fields.

在金融和保险的世界中，理解各种术语对专业人士和个人都至关重要。一个经常出现的术语是admitted asset。admitted asset指的是被监管机构认可并接受的资产，用于确定保险公司的财务健康状况和偿付能力。这些资产通常是流动的，意味着它们可以很容易地转换为现金，并且必须符合国家或地区法规设定的特定标准。admitted assets的重要性不容小觑。对于保险公司而言，拥有强大的admitted assets投资组合对于维持其运营能力和确保能够满足保单持有人的索赔至关重要。当监管机构评估一家保险公司时，他们会密切关注其admitted assets，以评估其是否有足够的资源来覆盖其负债。这种评估有助于保护消费者，确保保险公司保持偿付能力，并能够履行其义务。admitted assets有多种类别。常见的例子包括现金、政府债券以及某些类型的股票。然而，并非所有资产都符合admitted assets的标准。例如，房地产和非流动投资可能不被视为承认的资产，因为它们不能迅速出售或转换为现金，而不会导致价值的显著损失。这一区别对于理解保险公司的资产负债表和整体财务状况至关重要。此外，admitted assets的分类因管辖区而异。不同的州或国家可能在什么构成admitted asset方面有不同的规定。因此，保险公司必须及时了解其运营所在每个管辖区的规则。这种复杂性为保险行业的财务管理增加了另一个挑战层面。对于希望投资或更好理解其保险政策的个人来说，了解admitted assets可以提供有价值的见解。如果您考虑购买保险，研究保险公司的财务稳定性是明智的。您可以通过检查他们的admitted assets及独立机构提供的整体财务评级来做到这一点。拥有强大admitted assets投资组合的公司通常比资产基础较弱的公司更可靠和可信。总之，admitted assets在保险行业中发挥着关键作用。它们作为评估保险公司财务健康状况的基准，确保它们能够履行对保单持有人的义务。通过理解admitted assets是什么以及它们在更广泛的金融监管背景中的运作方式，专业人士和消费者都可以做出更明智的决策。在我们穿越金融和保险的复杂性时，对像admitted assets这样的术语有清晰的掌握无疑会增强我们在这些领域的理解和信心。