confirmed irrevocable credit

简明释义

确认不可撤销信用证

英英释义

例句

1.Banks often charge a fee for issuing a confirmed irrevocable credit due to the added security it provides.

银行通常会对发行不可撤销的确认信用证收取费用，因为它提供了额外的安全保障。

2.Using a confirmed irrevocable credit can help mitigate risks in cross-border trade.

使用不可撤销的确认信用证可以帮助降低跨境贸易中的风险。

3.The exporter received a confirmed irrevocable credit, ensuring that payment would be made regardless of the buyer's financial situation.

出口商收到了一份不可撤销的确认信用证，确保无论买方的财务状况如何，都会进行支付。

4.With a confirmed irrevocable credit, the supplier felt secure in shipping the goods.

有了不可撤销的确认信用证，供应商在发货时感到安心。

5.The buyer requested a confirmed irrevocable credit to facilitate the international transaction.

买方要求一份不可撤销的确认信用证以促进国际交易。

作文

In the world of international trade, financial instruments play a crucial role in facilitating transactions between buyers and sellers. One such instrument that is widely used is the letter of credit. Among the various types of letters of credit, the confirmed irrevocable credit stands out due to its unique characteristics and benefits for both parties involved in a transaction. Understanding this financial tool can help businesses navigate the complexities of global trade more effectively.A letter of credit is essentially a guarantee provided by a bank on behalf of a buyer, ensuring that the seller will receive payment for goods or services rendered, as long as the seller meets the specified terms and conditions. The confirmed irrevocable credit takes this concept a step further by adding an additional layer of security for the seller. In this arrangement, not only does the issuing bank guarantee payment, but a second bank, usually located in the seller's country, also confirms the credit. This means that the seller has two banks backing the transaction, which significantly reduces the risk of non-payment.The term 'irrevocable' indicates that once the letter of credit is issued, it cannot be altered or canceled without the consent of all parties involved. This feature provides peace of mind to the seller, as they can be confident that the terms agreed upon will remain intact throughout the transaction process. The combination of being 'confirmed' and 'irrevocable' makes this type of credit particularly appealing in high-value transactions or in situations where the seller may have concerns about the buyer's creditworthiness.For example, consider a scenario where a manufacturer in China is exporting machinery to a construction company in Brazil. The Chinese manufacturer may be hesitant to ship the machinery without assurance of payment, especially if they are unfamiliar with the Brazilian market or the buyer's financial stability. By utilizing a confirmed irrevocable credit, the manufacturer can mitigate their risks. Once the letter of credit is issued, the banks involved will verify that the buyer has sufficient funds and will ensure that payment is made upon presentation of the required shipping documents.Moreover, the use of a confirmed irrevocable credit can enhance the overall efficiency of the transaction. With clear terms set forth in the letter of credit, both parties know exactly what is expected of them. The seller can focus on fulfilling their end of the agreement without worrying about payment issues, while the buyer can feel secure knowing that their payment will only be released when the seller meets the necessary conditions.In conclusion, the confirmed irrevocable credit is a powerful financial instrument that offers significant advantages in international trade. It provides a high level of security for sellers while ensuring that buyers can transact with confidence. As global markets continue to expand, understanding and utilizing such financial tools will be essential for businesses looking to thrive in the competitive landscape of international commerce. By leveraging the benefits of a confirmed irrevocable credit, companies can foster stronger relationships with their trading partners and facilitate smoother transactions across borders.

在国际贸易中，金融工具在促进买卖双方之间的交易方面发挥着至关重要的作用。其中，一种被广泛使用的工具是信用证。在各种类型的信用证中，确认不可撤销信用证因其独特的特点和对交易双方的益处而脱颖而出。理解这一金融工具可以帮助企业更有效地应对全球贸易的复杂性。信用证本质上是由银行代表买方提供的担保，确保卖方在满足特定条款和条件的情况下，将获得货物或服务的付款。确认不可撤销信用证在此基础上进一步增加了对卖方的安全保障。在这种安排中，不仅是开证银行保证付款，而且通常位于卖方国家的第二家银行也确认了信用。这意味着卖方有两家银行支持交易，这大大降低了未付款的风险。“不可撤销”一词表示，一旦信用证被发出，就不能在未征得所有相关方同意的情况下进行更改或取消。这一特性为卖方提供了安心，因为他们可以确信商定的条款在整个交易过程中将保持不变。“确认”和“不可撤销”的结合使这种类型的信用在高价值交易或卖方可能对买方的信用状况有顾虑的情况下特别具有吸引力。例如，考虑一个场景：一家中国制造商正在向巴西的一家建筑公司出口机械。由于对巴西市场或买方的财务稳定性不熟悉，中国制造商可能会对在没有付款保证的情况下发货感到犹豫。通过利用确认不可撤销信用证，制造商可以降低他们的风险。一旦信用证发出，参与的银行将核实买方是否有足够的资金，并确保在提交所需的运输文件时进行付款。此外，使用确认不可撤销信用证可以提高交易的整体效率。信用证中明确规定的条款使双方都清楚各自的期望。卖方可以专注于履行协议，而无需担心付款问题，而买方则可以放心，只有在卖方满足必要条件时，他们的付款才会被释放。总之，确认不可撤销信用证是一种强大的金融工具，在国际贸易中提供了显著的优势。它为卖方提供了高度的安全性，同时确保买方能够自信地进行交易。随着全球市场的不断扩展，理解和利用这些金融工具对于希望在国际商业竞争环境中蓬勃发展的企业至关重要。通过利用确认不可撤销信用证的好处，公司可以与其贸易伙伴建立更强的关系，并促进跨境交易的顺利进行。