ending balance

简明释义

期末余额

英英释义

例句

1.The accountant reported an ending balance of $10,000 in the company’s financial records.

会计报告公司财务记录中的结余为10000美元。

2.To prepare for next month's expenses, I calculated my ending balance after all transactions.

为了准备下个月的开支，我在所有交易后计算了我的结余。

3.At the end of the month, I checked my bank statement and saw that my ending balance was $1,500.

在月底，我查看了我的银行对账单，发现我的结余是1500美元。

4.I always keep track of my ending balance to avoid overdraft fees.

我总是跟踪我的结余以避免透支费用。

5.After reviewing my budget, I realized my ending balance would be lower than expected.

在审查我的预算后，我意识到我的结余会低于预期。

作文

In the world of finance and accounting, understanding the concept of ending balance is crucial for both individuals and businesses. The ending balance refers to the amount of money that remains in an account at the end of a specific period, after all transactions have been accounted for. This figure is essential as it provides a clear snapshot of one's financial position at any given time. For example, if you have a bank account, the ending balance will indicate how much money you have available to spend or save after considering all deposits, withdrawals, and fees that may have occurred during the statement period.To illustrate this further, let’s consider a simple scenario involving a personal checking account. Suppose you start the month with an initial balance of $1,000. Throughout the month, you make several transactions: you deposit $200 from your paycheck, spend $150 on groceries, and pay a utility bill of $100. At the end of the month, to find your ending balance, you would perform the following calculations:Initial Balance: $1,000+ Deposits: $200- Groceries: $150- Utility Bill: $100= Ending Balance: $950This calculation shows that your ending balance is $950, which means this is the amount you will see reflected in your bank statement at the end of the month. Understanding how to calculate your ending balance helps in budgeting and managing your finances effectively.For businesses, the ending balance plays an equally important role. Companies often maintain various accounts, such as cash, accounts receivable, and accounts payable. At the end of each accounting period, businesses must prepare financial statements that include their ending balance for each account. This information is vital for assessing the company's liquidity, profitability, and overall financial health. Investors and stakeholders rely on accurate ending balances to make informed decisions regarding their investments.Moreover, the ending balance is not just limited to bank accounts; it also applies to credit cards, loans, and any financial account where transactions occur regularly. For instance, a credit card statement will display the ending balance that indicates how much you owe at the end of the billing cycle. Keeping track of this ending balance is essential to avoid overspending and incurring debt.In conclusion, the term ending balance is a fundamental concept in finance that signifies the final amount in an account after all transactions have been processed. Whether for personal finances or business accounting, knowing how to determine and interpret the ending balance can lead to better financial decisions and improved financial management. By regularly monitoring your ending balance, you can ensure that you are on the right track toward achieving your financial goals and maintaining a stable economic future.

在金融和会计的世界中，理解期末余额的概念对个人和企业都至关重要。期末余额指的是在特定时期结束时，账户中剩余的金额，经过所有交易的核算后。这个数字是必不可少的，因为它提供了在任何给定时间内财务状况的清晰快照。例如，如果你有一个银行账户，期末余额将表明在考虑了所有存款、取款和可能发生的费用后，你可以支出或储蓄的金额。为了进一步说明这一点，让我们考虑一个涉及个人支票账户的简单场景。假设你在月初的初始余额为$1,000。在这个月中，你进行了几笔交易：从工资中存入$200，花费$150购买杂货，并支付$100的水电费。在月底，为了找出你的期末余额，你需要进行以下计算：初始余额：$1,000+ 存款：$200- 杂货：$150- 水电费：$100= 期末余额：$950这个计算显示你的期末余额是$950，这意味着这是你在月底的银行对账单上反映的金额。理解如何计算你的期末余额有助于有效地进行预算和管理财务。对于企业来说，期末余额同样扮演着重要角色。公司通常维护多种账户，例如现金、应收账款和应付账款。在每个会计期间结束时，企业必须准备包括其各账户期末余额的财务报表。这些信息对于评估公司的流动性、盈利能力和整体财务健康至关重要。投资者和利益相关者依赖准确的期末余额来做出明智的投资决策。此外，期末余额不仅限于银行账户；它也适用于信用卡、贷款和任何经常发生交易的金融账户。例如，信用卡对账单将显示期末余额，指示在账单周期结束时你所欠的金额。跟踪这个期末余额对于避免超支和产生债务至关重要。总之，期末余额这个术语是金融中的一个基本概念，表示经过所有交易处理后账户中的最终金额。无论是个人财务还是企业会计，知道如何确定和解释期末余额都可以导致更好的财务决策和改善财务管理。通过定期监控你的期末余额，你可以确保自己在实现财务目标和保持稳定经济未来的正确轨道上。