inhibit excessively high interest rate

简明释义

平抑过高利率

英英释义

例句

1.The central bank implemented policies to inhibit excessively high interest rate 抑制过高的利率 and promote economic growth.

中央银行实施政策以抑制过高的利率，促进经济增长。

2.By adjusting the reserve requirements, the Fed hopes to inhibit excessively high interest rate 抑制过高的利率 in the banking sector.

通过调整准备金要求，美联储希望在银行业中抑制过高的利率。

3.Financial regulators are working to inhibit excessively high interest rate 抑制过高的利率 that could harm consumers.

金融监管机构正在努力抑制过高的利率，以保护消费者的利益。

4.To encourage borrowing, the government aims to inhibit excessively high interest rate 抑制过高的利率 in the housing market.

为了鼓励借贷，政府旨在抑制过高的利率，以促进房地产市场的发展。

5.The new legislation is designed to inhibit excessively high interest rate 抑制过高的利率 charged by payday lenders.

新立法旨在抑制过高的利率，以防止发薪日贷款者收取过高的利息。

作文

In the world of finance, interest rates play a crucial role in determining the health of an economy. When interest rates are too high, they can stifle economic growth and hinder investment. Therefore, it is essential for policymakers to take measures that can inhibit excessively high interest rate (抑制过高的利率). This essay will explore the importance of managing interest rates, the consequences of high rates, and the strategies that can be employed to maintain a balanced economic environment.Interest rates are essentially the cost of borrowing money. When these rates rise, consumers and businesses tend to borrow less, leading to decreased spending and investment. High interest rates can also make existing debt more expensive to service, which can push individuals and companies into financial distress. For example, when mortgage rates increase significantly, potential homebuyers may delay their purchases, leading to a slowdown in the housing market. This can have a ripple effect on related industries, such as construction and real estate, further exacerbating the economic downturn.Moreover, excessively high interest rates can lead to reduced consumer confidence. When people perceive that borrowing costs are prohibitive, they may choose to save rather than spend. This shift in behavior can result in lower demand for goods and services, ultimately slowing down economic growth. Businesses, facing decreased consumer spending, may cut back on production, leading to layoffs and higher unemployment rates. This cycle can create a challenging environment for both consumers and businesses alike.To combat the negative effects of high interest rates, central banks and government bodies must implement policies that inhibit excessively high interest rate (抑制过高的利率). One approach is to adjust monetary policy by lowering benchmark interest rates. By doing so, borrowing becomes cheaper, encouraging both consumers and businesses to take out loans and invest in the economy. Additionally, central banks can use quantitative easing measures to inject liquidity into the financial system, further stimulating economic activity.Another strategy involves regulating lending practices to ensure that interest rates remain within a reasonable range. Governments can impose caps on interest rates for certain types of loans, protecting consumers from predatory lending practices. This not only helps to inhibit excessively high interest rate (抑制过高的利率) but also promotes fair lending practices across the board.Furthermore, fostering competition among financial institutions can lead to better interest rates for consumers. When multiple banks and lenders compete for business, they are more likely to offer attractive rates, which can help keep overall interest rates in check. Encouraging transparency in lending and providing consumers with information about their options can empower them to make informed decisions, ultimately benefiting the economy.In conclusion, managing interest rates is vital for maintaining a healthy economy. Policies that inhibit excessively high interest rate (抑制过高的利率) are necessary to prevent economic stagnation and promote growth. By understanding the implications of high interest rates and implementing effective strategies, policymakers can create a more stable financial environment that benefits everyone. The balance between encouraging investment and protecting consumers is delicate, but with the right measures in place, it is achievable. Ultimately, a well-regulated interest rate environment can lead to sustained economic prosperity and improved quality of life for all citizens.

在金融世界中，利率在决定经济健康方面发挥着至关重要的作用。当利率过高时，会抑制经济增长并阻碍投资。因此，政策制定者必须采取措施，以便能够抑制过高的利率。本文将探讨管理利率的重要性、高利率的后果以及可以采用的保持经济环境平衡的策略。利率本质上是借款的成本。当这些利率上升时，消费者和企业往往会减少借贷，从而导致支出和投资减少。高利率还可能使现有债务的偿还成本变得更加昂贵，这可能会使个人和公司陷入财务困境。例如，当抵押贷款利率显著上升时，潜在的购房者可能会推迟购买，导致房地产市场放缓。这可能对相关行业（如建筑和房地产）产生连锁反应，进一步加剧经济下滑。此外，过高的利率可能导致消费者信心下降。当人们认为借款成本过高时，他们可能选择储蓄而不是消费。这种行为的转变可能导致商品和服务的需求降低，从而最终减缓经济增长。企业在面临消费者支出减少时，可能会削减生产，导致裁员和失业率上升。这一循环可能会给消费者和企业创造一个具有挑战性的环境。为了应对高利率的负面影响，中央银行和政府机构必须实施政策，以抑制过高的利率。一种方法是通过降低基准利率来调整货币政策。这样做可以降低借款成本，鼓励消费者和企业贷款并投资于经济。此外，中央银行可以使用量化宽松措施向金融系统注入流动性，进一步刺激经济活动。另一种策略涉及监管贷款实践，以确保利率保持在合理范围内。政府可以对某些类型的贷款施加利率上限，保护消费者免受掠夺性贷款行为的影响。这不仅有助于抑制过高的利率，还促进了公平的贷款实践。此外，促进金融机构之间的竞争可以为消费者提供更好的利率。当多家银行和贷方争夺业务时，他们更有可能提供具有吸引力的利率，这有助于保持整体利率的稳定。鼓励贷款透明度并向消费者提供有关其选择的信息，可以使他们做出明智的决策，最终使经济受益。总之，管理利率对维持健康的经济至关重要。抑制过高的利率的政策对于防止经济停滞和促进增长是必要的。通过理解高利率的影响并实施有效的策略，政策制定者可以创造一个更稳定的金融环境，使每个人都受益。促进投资与保护消费者之间的平衡是微妙的，但通过适当的措施，这是可以实现的。最终，一个良好监管的利率环境可以导致持续的经济繁荣和所有公民生活质量的改善。