immediately available fund

简明释义

立即可用的资金

英英释义

例句

1.The bank informed me that I have an immediately available fund 可立即使用的资金 of $5,000 in my account.

银行告诉我，我的账户中有$5,000的immediately available fund 可立即使用的资金。

2.Our financial advisor recommended keeping a portion of our savings as immediately available fund 可立即使用的资金 for emergencies.

我们的财务顾问建议将部分储蓄作为immediately available fund 可立即使用的资金以备急需。

3.To proceed with the investment, you need to ensure that you have immediately available fund 可立即使用的资金 for the down payment.

要进行投资，您需要确保有immediately available fund 可立即使用的资金用于首付款。

4.Before making any large purchases, check if you have enough immediately available fund 可立即使用的资金 in your checking account.

在进行任何大宗购买之前，请检查您的支票账户中是否有足够的immediately available fund 可立即使用的资金。

5.The startup secured an investor who provided immediately available fund 可立即使用的资金 to cover initial operating costs.

这家初创公司获得了一位投资者的支持，提供了immediately available fund 可立即使用的资金来支付初始运营成本。

作文

In today's fast-paced financial environment, understanding the concept of immediately available fund is crucial for both individuals and businesses. An immediately available fund refers to the money that can be accessed and utilized without any delay. This type of fund is essential for managing urgent expenses or taking advantage of time-sensitive investment opportunities. For instance, when a business encounters an unexpected expense, having an immediately available fund allows it to address the issue promptly without the need for lengthy approval processes or waiting for other funds to be released.One of the primary sources of immediately available fund is a company's cash reserves. These reserves are typically held in checking accounts or savings accounts that allow for quick withdrawals. For individuals, having an immediately available fund often means having liquid assets, such as cash or easily accessible bank accounts, which provide the flexibility to meet sudden financial needs.Moreover, the importance of immediately available fund extends beyond personal finance. In the world of investments, having readily accessible funds can make a significant difference. For example, if a stock suddenly drops in price, an investor with an immediately available fund can quickly purchase shares at a lower price, potentially leading to higher returns when the market rebounds. Conversely, investors who lack immediate liquidity may miss out on such opportunities, highlighting the strategic advantage of maintaining an immediately available fund.However, while it is beneficial to have immediately available fund, it is also essential to strike a balance between liquidity and long-term investments. Keeping too much money in easily accessible accounts may result in lower returns compared to investing in stocks, bonds, or other assets that could yield higher interest rates over time. Therefore, individuals and businesses must carefully assess their financial situations and determine how much of their total assets should be allocated to immediately available fund.Furthermore, financial institutions often offer various products designed to help customers maintain an immediately available fund. For example, high-yield savings accounts and money market accounts provide better interest rates than traditional checking accounts while still allowing for quick access to funds. By choosing the right financial products, individuals and businesses can maximize their immediately available fund while ensuring they are prepared for any unforeseen circumstances.In conclusion, the concept of immediately available fund plays a vital role in effective financial management. Whether for personal use or business operations, having readily accessible funds enables quick responses to emergencies and seizing investment opportunities. However, it is important to find a balance between liquidity and growth potential. By understanding and effectively managing immediately available fund, individuals and businesses can enhance their financial stability and achieve their goals more efficiently.

在当今快速发展的金融环境中，理解立即可用资金的概念对个人和企业至关重要。立即可用资金是指可以毫不延迟地访问和利用的资金。这种类型的资金对于管理紧急支出或利用时间敏感的投资机会至关重要。例如，当企业遇到意外支出时，拥有立即可用资金可以使其及时解决问题，而无需漫长的审批流程或等待其他资金的释放。立即可用资金的主要来源之一是公司的现金储备。这些储备通常存放在支票账户或储蓄账户中，允许快速提款。对于个人而言，拥有立即可用资金通常意味着拥有流动资产，例如现金或易于访问的银行账户，这为满足突发财务需求提供了灵活性。此外，立即可用资金的重要性超越了个人财务。在投资世界中，拥有随时可用的资金可能会带来显著差异。例如，如果某只股票突然价格下跌，拥有立即可用资金的投资者可以迅速以较低的价格购买股票，当市场回升时，这可能导致更高的回报。相反，缺乏即时流动性的投资者可能会错失这样的机会，突显了保持立即可用资金的战略优势。然而，虽然拥有立即可用资金是有益的，但在流动性和长期投资之间找到平衡也很重要。将过多的资金保留在易于访问的账户中可能会导致与投资于股票、债券或其他能够产生更高利率的资产相比，回报较低。因此，个人和企业必须仔细评估他们的财务状况，并确定其总资产中应分配多少用于立即可用资金。此外，金融机构通常提供各种产品，以帮助客户维持立即可用资金。例如，高收益储蓄账户和货币市场账户提供比传统支票账户更好的利率，同时仍允许快速访问资金。通过选择合适的金融产品，个人和企业可以最大化其立即可用资金，同时确保他们为任何不可预见的情况做好准备。总之，立即可用资金的概念在有效的财务管理中发挥着至关重要的作用。无论是个人使用还是商业运营，拥有随时可用的资金使得快速应对紧急情况和抓住投资机会成为可能。然而，找到流动性和增长潜力之间的平衡也很重要。通过理解和有效管理立即可用资金，个人和企业可以增强其财务稳定性，更有效地实现其目标。