inward remittance (IR)

简明释义

汇入汇款

英英释义

例句

1.The bank offers various services to facilitate inward remittance (IR) for overseas workers.

银行提供多种服务以便于海外工人进行境外汇款 (IR)。

2.My uncle sends an inward remittance (IR) every month to help with my education.

我叔叔每个月都会发送一次境外汇款 (IR)来帮助我的教育。

3.The government has introduced policies to encourage inward remittance (IR) from abroad.

政府已出台政策以鼓励来自国外的境外汇款 (IR)。

4.Many families rely on inward remittance (IR) to support their living expenses.

许多家庭依靠境外汇款 (IR)来支持他们的生活开支。

5.The increase in inward remittance (IR) has positively impacted the local economy.

增加的境外汇款 (IR)对当地经济产生了积极影响。

作文

In today's globalized world, financial transactions have become increasingly complex and interconnected. One significant aspect of these transactions is the concept of inward remittance (IR), which refers to the money sent back home by individuals working abroad. This flow of funds plays a crucial role in the economies of many developing countries, providing essential support to families and contributing to local development. Understanding the importance of inward remittance (IR) can shed light on its impact on both individual lives and national economies.Firstly, inward remittance (IR) serves as a lifeline for many families who depend on the financial support of their relatives working overseas. For instance, in countries like India, Mexico, and the Philippines, millions of people migrate to other nations in search of better job opportunities. The money they send back home often covers basic living expenses, education costs, and healthcare needs for their families. This financial support can significantly improve the quality of life for those who remain in their home country, allowing them to invest in their futures.Moreover, inward remittance (IR) contributes to the overall economic growth of many nations. According to the World Bank, remittances are a vital source of foreign exchange and can help stabilize a country's economy. When families receive money from abroad, they tend to spend it on local goods and services, stimulating demand and encouraging business growth. This influx of cash can lead to job creation and improved infrastructure, benefiting the broader community.Another critical aspect of inward remittance (IR) is its potential to reduce poverty levels. Studies have shown that countries with high remittance flows often experience lower poverty rates. By providing families with additional income, remittances can help lift them out of poverty and improve their standard of living. This financial boost can also enable families to invest in education and healthcare, further breaking the cycle of poverty.However, there are challenges associated with inward remittance (IR). High transaction fees and unfavorable exchange rates can diminish the amount of money that reaches the intended recipients. Additionally, reliance on remittances can create vulnerabilities in the local economy, particularly if it becomes a primary source of income for many families. Economic downturns or changes in immigration policies can impact the flow of remittances, leaving families in precarious situations.In conclusion, inward remittance (IR) is a vital component of the global financial landscape, with far-reaching implications for individuals and economies alike. It provides essential support to families, drives economic growth, and helps alleviate poverty. However, it is important to recognize the challenges that accompany this flow of funds and work towards creating more efficient systems for transferring money. By understanding the significance of inward remittance (IR), we can better appreciate its role in shaping lives and communities around the world.

在当今全球化的世界中，金融交易变得愈加复杂和相互关联。其中一个重要的方面是境内汇款（IR）的概念，它指的是在海外工作的人向家乡寄回的钱。这笔资金流动在许多发展中国家的经济中发挥着至关重要的作用，为家庭提供必要的支持，并促进地方发展。理解境内汇款（IR）的重要性可以揭示它对个人生活和国家经济的影响。首先，境内汇款（IR）作为许多家庭的生命线，他们依赖海外亲属的经济支持。例如，在印度、墨西哥和菲律宾等国家，数百万人为了寻找更好的工作机会而移民到其他国家。他们寄回家的钱通常用于支付基本生活开支、教育费用和医疗需求。这种经济支持可以显著改善留在本国的人的生活质量，使他们能够投资未来。此外，境内汇款（IR）也对许多国家的整体经济增长做出了贡献。根据世界银行的数据显示，汇款是外汇的重要来源，可以帮助稳定一个国家的经济。当家庭从国外收到钱时，他们往往会花在当地商品和服务上，从而刺激需求并推动商业增长。这一现金流入可以导致创造就业机会和改善基础设施，惠及更广泛的社区。境内汇款（IR）的另一个关键方面是它减少贫困水平的潜力。研究表明，汇款流入量高的国家往往经历较低的贫困率。通过为家庭提供额外收入，汇款可以帮助他们摆脱贫困，提高生活水平。这一经济提升还可以使家庭投资于教育和医疗，进一步打破贫困循环。然而，境内汇款（IR）也面临挑战。高额的交易费用和不利的汇率可能会减少到达预期收件人的资金。此外，依赖汇款可能会在地方经济中造成脆弱性，特别是当它成为许多家庭的主要收入来源时。经济衰退或移民政策的变化可能会影响汇款的流动，使家庭陷入不稳定的境地。总之，境内汇款（IR）是全球金融格局中的一个重要组成部分，对个人和经济都有深远的影响。它为家庭提供必要的支持，推动经济增长，并有助于减轻贫困。然而，认识到伴随这一资金流动的挑战也很重要，并致力于建立更高效的汇款系统。通过理解境内汇款（IR）的意义，我们可以更好地欣赏它在塑造世界各地生活和社区中的作用。