grace of payment; period of grace; grace period

简明释义

付款缓期,付款宽限,付款宽限期

英英释义

例句

1.Many credit cards offer a grace period 宽限期 before interest is charged on new purchases.

许多信用卡在新购买上收取利息之前提供宽限期 grace period。

2.You should check your lease agreement to see if there's a grace of payment 宽限支付 policy in case you're late.

你应该查看你的租赁协议，看看是否有宽限支付 grace of payment政策，以防你迟到。

3.If you miss the payment deadline, you may still have a grace period 宽限期 of five days to make the payment without incurring a late fee.

如果你错过了付款截止日期，你可能还有五天的宽限期 grace period可以在不产生滞纳金的情况下付款。

4.The bank offers a period of grace 宽限期 for loan repayments during the holiday season.

银行在假期期间提供贷款还款的宽限期 period of grace。

5.The school provides a period of grace 宽限期 for tuition payments to help families manage their finances.

学校为学费支付提供宽限期 period of grace，以帮助家庭管理财务。

作文

In today's fast-paced world, financial transactions and obligations have become an integral part of our daily lives. One concept that plays a crucial role in managing these transactions is the grace of payment, also known as the period of grace or grace period. Understanding this term can help individuals and businesses navigate their financial responsibilities more effectively.The grace of payment refers to a specific time frame during which a borrower or debtor is allowed to make a payment without incurring penalties or additional fees. This period can vary depending on the type of loan or agreement but typically ranges from a few days to several weeks. For instance, many credit card companies offer a grace period for payments, allowing customers to pay off their balance without interest if they do so by the due date.This concept is particularly beneficial for those who may face temporary financial difficulties. Life is unpredictable, and unexpected expenses can arise at any moment. During such times, having a period of grace can provide much-needed relief. It allows individuals to manage their cash flow better and avoid falling into debt traps due to missed payments. For example, if a person loses their job unexpectedly, the grace of payment can serve as a buffer, giving them time to secure new employment before their financial obligations become overwhelming.Moreover, the grace period is not only advantageous for individual borrowers but also for businesses. Companies often extend grace of payment terms to their clients to foster goodwill and strengthen relationships. By allowing customers extra time to pay invoices, businesses can enhance customer loyalty and encourage repeat business. This practice can be especially important in industries where cash flow is seasonal or fluctuates significantly.However, it is essential to understand the implications of a grace period. While it provides flexibility, it is not a free pass to neglect financial responsibilities. Borrowers should be aware that failing to make payments within the designated period of grace can lead to severe consequences, including late fees, increased interest rates, and damage to credit scores. Therefore, it is crucial to use this time wisely and plan accordingly.In conclusion, the concepts of grace of payment, period of grace, and grace period are vital components of financial management. They offer individuals and businesses a safety net during challenging times, allowing them to fulfill their obligations without immediate repercussions. However, it is imperative to approach these periods with responsibility and foresight. By understanding and utilizing the grace of payment effectively, one can maintain a healthy financial standing and navigate the complexities of financial obligations with greater ease.

在当今快节奏的世界中，财务交易和义务已成为我们日常生活中不可或缺的一部分。一个在管理这些交易中起着关键作用的概念是付款宽限期，也称为宽限期或宽限期。理解这个术语可以帮助个人和企业更有效地应对他们的财务责任。付款宽限期是指借款人或债务人在不产生罚款或额外费用的情况下，被允许进行支付的特定时间范围。这个期限可能因贷款或协议的类型而异，但通常范围从几天到几周。例如，许多信用卡公司提供宽限期，允许客户在到期日前偿还余额而不产生利息。这一概念对于那些可能面临暂时财务困难的人尤其有益。生活是不可预测的，意外开支可能随时出现。在这样的时刻，拥有一个宽限期可以提供急需的缓解。它使个人能够更好地管理现金流，避免因错过付款而陷入债务陷阱。例如，如果一个人突然失业，付款宽限期可以作为缓冲，给他们时间在财务义务变得压倒性之前找到新工作。此外，宽限期不仅对个人借款人有利，对企业也是如此。公司通常会向客户延长付款宽限期，以促进良好的关系并增强合作。通过给予客户额外时间支付发票，企业可以增强客户忠诚度并鼓励重复业务。这种做法在现金流季节性或波动性很大的行业中尤为重要。然而，理解宽限期的影响是至关重要的。虽然它提供了灵活性，但并不是忽视财务责任的免费通行证。借款人应该清楚，在指定的宽限期内未能付款可能会导致严重后果，包括滞纳金、利率上升和信用评分受损。因此，明智地利用这段时间并做好计划至关重要。总之，付款宽限期、宽限期和宽限期的概念是财务管理的重要组成部分。它们为个人和企业在困难时期提供了安全网，使他们能够在没有立即后果的情况下履行义务。然而，必须以负责任和前瞻性的态度来看待这些时期。通过有效理解和利用付款宽限期，人们可以保持健康的财务状况，并更轻松地应对财务义务的复杂性。