net damaged value

简明释义

损坏净价

英英释义

例句

1.After the storm, the company assessed the net damaged value of their equipment before filing a claim.

暴风雨过后，公司在提交索赔之前评估了他们设备的净损失价值。

2.The accountant included the net damaged value in the financial report to reflect the losses accurately.

会计在财务报告中包含了净损失价值以准确反映损失。

3.The net damaged value of the vehicle was less than expected due to depreciation.

由于折旧，该车辆的净损失价值低于预期。

4.The insurance adjuster calculated the net damaged value to determine how much compensation the homeowner would receive.

保险理算员计算了净损失价值以确定房主将获得多少赔偿。

5.To finalize the sale, the dealer needed to know the net damaged value of the trade-in vehicle.

为了完成交易，商家需要知道以旧换新的车辆的净损失价值。

作文

In the realm of finance and insurance, understanding the concept of net damaged value is crucial for both individuals and businesses. The term refers to the total financial loss incurred due to damage, minus any salvage value that can be recovered from the damaged property. This calculation is vital for determining the compensation amount in case of an insurance claim or when assessing the overall financial impact of an asset's depreciation due to damage.To illustrate, consider a scenario where a company owns a delivery truck that has been involved in an accident. The truck, which originally cost $30,000, has sustained damages that will require repairs costing $15,000. However, after the accident, the truck's market value drops to $20,000. In this case, the net damaged value would be calculated as follows: first, we subtract the salvage value (the current market value of the truck after the accident) from the original cost of the truck. Thus, the net damaged value would be $30,000 - $20,000 = $10,000. This figure represents the real financial loss that the company faces.Understanding net damaged value is not only important for companies but also for individuals who may find themselves in similar situations. For example, if a homeowner experiences water damage to their property, they must assess the net damaged value to file an accurate insurance claim. The process involves estimating the repair costs and considering any depreciation of the property’s value due to the damage. Homeowners need to provide evidence of both the repair costs and the previous value of the property to ensure they receive fair compensation.Moreover, the net damaged value concept plays a significant role in risk management. Businesses often conduct risk assessments to determine potential losses from various hazards. By calculating the net damaged value, they can better understand the financial implications of risks associated with their assets. This understanding allows companies to implement strategies to mitigate those risks, such as investing in better materials, enhancing safety protocols, or purchasing adequate insurance coverage.In addition, the net damaged value can influence investment decisions. Investors considering purchasing damaged assets must evaluate the net damaged value to determine whether the investment is worthwhile. If the net damaged value is significantly lower than the purchase price, it may indicate a poor investment opportunity. Conversely, if the net damaged value suggests a potential for recovery and profit, investors might proceed with the acquisition.In conclusion, the concept of net damaged value is essential in various fields, including finance, insurance, and risk management. It provides a clear picture of the financial impact of damage to assets and helps stakeholders make informed decisions. By accurately calculating the net damaged value, individuals and businesses can navigate the complexities of financial losses and ensure they are adequately compensated for their damages. As such, mastering this concept is vital for anyone involved in asset management, insurance claims, or investment decisions.

在金融和保险领域，理解“净损失价值”这一概念对个人和企业至关重要。这个术语是指由于损坏而造成的总经济损失，减去可以从受损财产中回收的任何残值。这一计算对于确定保险索赔中的赔偿金额或评估资产因损坏而贬值的整体财务影响至关重要。例如，考虑一个场景，一家公司拥有一辆在事故中受损的送货卡车。这辆卡车原本的成本为30000美元，但发生事故后，维修费用需花费15000美元。然而，事故后，这辆卡车的市场价值下降到20000美元。在这种情况下，“净损失价值”的计算如下：首先，我们从卡车的原始成本中减去残值（事故后卡车的当前市场价值）。因此，“净损失价值”将为30000美元 - 20000美元 = 10000美元。这个数字代表了公司面临的实际财务损失。理解“净损失价值”不仅对公司重要，对处于类似情况的个人也同样重要。例如，如果房主的财产遭受水灾，他们必须评估“净损失价值”以提交准确的保险索赔。这个过程涉及估算维修费用，并考虑因损坏而导致的财产价值贬损。房主需要提供维修费用和财产之前价值的证据，以确保他们获得公平的赔偿。此外，“净损失价值”的概念在风险管理中也发挥着重要作用。企业通常会进行风险评估，以确定各种危害可能造成的损失。通过计算“净损失价值”，他们可以更好地了解与其资产相关的风险的财务影响。这种理解使公司能够实施减轻这些风险的策略，例如投资于更好的材料、增强安全协议或购买足够的保险覆盖。另外，“净损失价值”还可以影响投资决策。考虑购买受损资产的投资者必须评估“净损失价值”，以确定投资是否值得。如果“净损失价值”显著低于购买价格，这可能表明投资机会不佳。相反，如果“净损失价值”表明有恢复和盈利的潜力，投资者可能会继续进行收购。总之，“净损失价值”的概念在金融、保险和风险管理等多个领域都至关重要。它清晰地展示了资产损坏的财务影响，并帮助利益相关者做出明智的决策。通过准确计算“净损失价值”，个人和企业能够应对财务损失的复杂性，并确保他们为损失获得充分的赔偿。因此，掌握这一概念对于任何参与资产管理、保险索赔或投资决策的人来说都是至关重要的。